LendingTree 2026 Home Insurance Stability Report

A new LendingTree study finds that home insurance costs have stabilized or dropped in many U.S. markets after years of steep increases, giving some homeowners relief on premiums and reducing erosion of disposable income.

In a climate where protection costs matter to households’ broader budgeting decisions, insurers and related advertisers can lean into messaging around value, stability, and smart financial planning to connect with cost-conscious homeowners.